Being late on your car insurance payments isn't always something you can plan for. Life can sometimes throw curveballs that disrupt your budget, and when that happens, it can be hard to make sure you're keeping up with payments. Unfortunately, you might have to pay late fees and interest or even have your coverage suspended until you make the payment in full. So how can you avoid any unnecessary stress or trouble? [Read More]
Types Of Car Insurance Discounts
Auto insurance companies have multiple discounts you can use to lower your auto insurance rates. The companies base their discounts on various factors. Below are some broad factors that determine the discounts you qualify for. Education You may qualify for good student discounts if you are in school and meet your carrier's threshold for the discount. The typical requirement is to attain and maintain good grades to enjoy the discount. [Read More]
Pets And Homeowners Insurance — Are Your Fur Babies Covered?
For many Americans, pets are part of the family. But, unlike your two-legged family members, pets can be excluded from homeowners insurance protection. How and why? Here's what every pet owner should know about homeowners insurance and fur babies. Coverage for Damage to Others The biggest concern for insurers when it comes to animals is the possibility that they will cause injury or damage to others or their property. Fortunately, the liability part of your home insurance generally includes standard coverage for damage caused by many dogs and cats. [Read More]
3 Reasons Every Small Business Needs General Liability Insurance
Starting a small business means having to juggle a number of different responsibilities, but arguably none is more important than making sure your business is protected against possible legal claims made against your business. These claims can come in many forms, which is why so many small businesses choose to have general liability insurance. If you are getting ready to open a small business of your own, keep reading below for just three of the biggest reasons why you should take out a general liability policy soon. [Read More]