Insurance is an important tool for keeping medical bills low. Without insurance, you'd have to pay for every doctor visit, ER trip, and procedure out of your own pocket. However, you can't just change your insurance policy as you see fit from day to day. In fact, there are only a few times you are allowed to change your policy. To learn more, keep reading. During Open Enrollment Once a year, insurance typically has an open enrollment period. [Read More]
How To Afford Car Insurance When You Can't
Car insurance is one of the costly aspects of owning a vehicle. When car insurance rates are too high, finding coverage that matches your financial situation can be challenging. If you're in this situation and don't know what to do next, read on for some helpful tips for affording car insurance. Compare Quotes Online Using Car Insurance Comparison Sites It can take hours to go from one company website to another. [Read More]
Buying Car Insurance: Do You Know What Coverage Options You Really Need?
When it comes to purchasing car insurance, far too many people simply compare monthly premiums without really paying attention to how much coverage each policy offers. Unfortunately, this can often lead to individuals purchasing policies that do nothing more than fulfill their legal obligation to carry a minimal amount of liability insurance. This can result in huge out-of-pocket expenses in the event of an accident. That is why it is so important to work closely with an auto insurance agent before purchasing a new policy to determine what coverage options best meet your needs. [Read More]
Things To Know Before Buying Homeowner's Insurance
For those who are buying their first home, the process of buying home insurance can be confusing. This is especially true when you've never had to deal with homeowners insurance before, as you may not be sure what to consider when you're shopping for that first policy. Here are a couple of key notes about homeowners insurance coverage that you need to consider before you secure a policy. You May Need Item-Specific Coverage [Read More]