Navigating Medicare can take a little patience and willingness to learn, as there are multiple parts to the government-backed insurance plan for elderly and retired Americans. If you are of retirement age, it is important that you understand the different types of insurance that you can get under Medicare and how they all work. Medicare Coverage Is About Age You cannot qualify for Medicare until you are at least 65 years old. [Read More]
Does Your Homeowners Insurance Really Cover The Damages?
When you pay homeowners insurance premiums each month, you expect for things to be covered when you file a claim with the company. Unfortunately, there are so many things that you might think would be covered, but aren't. So, what happens if the soil around your home erodes and causes damage to the house? What happens if someone breaks in and steals your hunting rifles? Will these things be covered? Here, you'll find a little bit of information that can help you determine if you need to contact your insurance agent to add some more coverage to your policy. [Read More]
Why You May Need To Inspect Your Home Before Buying Insurance Coverage
There are cases where you don't have to inspect your home before buying homeowners insurance and there are also cases where the home inspection is a prerequisite for the coverage. Here are some of the cases where you may need an inspection. The House Is Very Old Extremely old homes have unique risks that their newer counterparts may not have. The plumbing system may be deteriorating and prone to leaks, the electrical system may be outdated and risky, and many of the building materials may be breaking down. [Read More]
Is Your Current Commercial Insurance Suiting Your Needs? 4 Signs That It's Time For An Update
If you've had the same commercial insurance for a while, it's time to take a look at your policy. Like your other insurance policies, your commercial policy should be updated from time to time. Those routine updates can ensure that you have the right coverage for your commercial needs, and ensure that you're not paying too much for the coverage you have. If you're not sure you need to update your policy, take a look at the list below. [Read More]