If you are renting an apartment or a house, you might be wondering if you need to get renters insurance. Some landlords require it while others do not, so in some cases it is simply up to you. As a general rule, you should always carry renters insurance. Here are some reasons why.
1. You Need To Protect Your Personal Belongings
The main reason that most people think of when they consider renters insurance is coverage over their personal belongings.
[Read More]
Some Things You Should Know About Calculating Life Insurance
If you are buying a new life insurance policy you are probably wondering how much you should be purchasing. The amount will be different for each situation, so it is hard to give an exact number without considering a few factors. Here are some things you should consider when calculating your life insurance.
1. Do You Have Dependents?
One of the first things you need to think about is taking care of your family's financial needs.
[Read More]
3 Things You Can Easily Do to Save Money on Your Auto Insurance
Nearly everyone wants to save money on their auto insurance. There is no reason to overpay, but if you don't understand the basics of car insurance, you can easily spend more than you need to. Here are some things that you can do to save money.
1. Buy a More Affordable Car
When most people go car shopping they don't think about the extra expenses of the car, like the insurance.
[Read More]
Four Cases In Which You Should File A Car Insurance Claim
People don't always file auto insurance claims for fear that numerous claims may raise their rates. However, there are a few situations where you shouldn't waste time debating the merits of filing a claim and file one right away. Here are a few examples of such situations:
The Damage Is Expensive
You should definitely file a claim if the damage is expensive because that is why you have insurance in the first place.
[Read More]