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3 Times You Can Change Your Insurance Policy

Insurance is an important tool for keeping medical bills low. Without insurance, you'd have to pay for every doctor visit, ER trip, and procedure out of your own pocket. However, you can't just change your insurance policy as you see fit from day to day. In fact, there are only a few times you are allowed to change your policy. To learn more, keep reading. During Open Enrollment Once a year, insurance typically has an open enrollment period.

How To Afford Car Insurance When You Can't

Car insurance is one of the costly aspects of owning a vehicle. When car insurance rates are too high, finding coverage that matches your financial situation can be challenging. If you're in this situation and don't know what to do next, read on for some helpful tips for affording car insurance. Compare Quotes Online Using Car Insurance Comparison Sites It can take hours to go from one company website to another.

Buying Car Insurance: Do You Know What Coverage Options You Really Need?

When it comes to purchasing car insurance, far too many people simply compare monthly premiums without really paying attention to how much coverage each policy offers. Unfortunately, this can often lead to individuals purchasing policies that do nothing more than fulfill their legal obligation to carry a minimal amount of liability insurance. This can result in huge out-of-pocket expenses in the event of an accident. That is why it is so important to work closely with an auto insurance agent before purchasing a new policy to determine what coverage options best meet your needs.

Things To Know Before Buying Homeowner's Insurance

For those who are buying their first home, the process of buying home insurance can be confusing. This is especially true when you've never had to deal with homeowners insurance before, as you may not be sure what to consider when you're shopping for that first policy. Here are a couple of key notes about homeowners insurance coverage that you need to consider before you secure a policy. You May Need Item-Specific Coverage

3 Mistakes You Should Avoid When Making Auto-Insurance Claims

One of the biggest insurance mistakes you are likely to commit is driving without car insurance. If you have insurance and get into a car accident, the last thing you want to do is confront the insurance company haphazardly. Before you file a claim, make sure you steer clear of the following mistakes. 1. Don't Underestimate Your Injuries Many people make the mistake of thinking of their injuries as too insignificant to seek medical attention.

3 Things to Know About Insurance Scores

When you apply for a loan or credit card, the lender will probably check your credit score. Most people are familiar with credit scores and why lenders check them, but many people do not know that insurance companies use insurance scores. Have you ever heard this before? If not, it might be helpful for you to learn what an insurance score is, why insurance agents use them, and the effects they have.

2 Tips For Choosing A Contractor Liability Insurance Company For Your New Construction Business

If you are currently starting up a new construction business, you are probably in the throes of making a lot of decisions. One of these decisions is most likely regarding the company from whom you will purchase your contractor liability insurance. If you are still undecided, use the tips below to help you with making a decision when looking at and communicating with different insurance companies. 1.  Look for Fast Turnarounds for Quotes and Other Communication

Different Ways to Cut Your Auto Insurance Premium

Auto insurance is a necessity of the road for every car owner, but that doesn't mean it has to have a significant impact on your wallet every month. If you feel like you are currently paying way too much for auto insurance, there are multiple options available to you to reduce your monthly premium. Here are just some of the possible choices you could make that might start saving you money on your auto insurance policy every month.

5 Hacks For Keeping Your Insurance Costs Low As A Young Driver

As a young driver, you will face higher insurance rates based solely on your age and the risk associated with young drivers. If you can't afford a sky-high premium, though, there are steps you can take as a young driver to bring down your premium. Hack #1: Get Good Grades If you are still in high school or college, work to maintain a good grade point average. Many car insurance companies offer discounts to young drivers who are still in school for getting good grades.

Why The Deductible Amount That You Choose For Your Auto Insurance Policy Is Important

If you are in the process of shopping for a car insurance policy, you might have noticed that you have to make a lot of decisions during the purchasing process. One thing that you have to determine, for example, is how much you want your deductible amount to be. This isn't a decision that you should make without putting some thought into it. These are some of the reasons why the deductible amount that you choose is actually very important.