Workers' Compensation: FAQs
There are many commercial insurance options available to help business owners mitigate the risks of financial loss. While each company has its own unique needs for coverage, any business with employees can find it beneficial to invest in workers' compensation insurance. This particular form of insurance coverage will take care of staff members who suffer an illness or injury while at work. As the owner of a business, it is crucial that you are familiar with your responsibility of having workers' compensation and how it not only protects your employees but you as well.
Prescription Drug Plans: For More Than Just Medicare
Prescription drug plans are common for people that have Medicare Part A or Part B. However, what's less commonly known is that some of these plans can be beneficial for people beyond those in this category. Learn more about how a prescription drug plan can help you. Long-Term Medication Need If you have a medical condition that requires you to take prescription medication regularly, a prescription drug plan is a great cost-saving option for you to consider.
What You Need To Know About SR22 Auto Insurance
If you have had some problems with your driving record, you might have just found out that you will need to obtain SR22 insurance. If this is the case and you do not have a lot of experience with this type insurance, you might not know a lot about it. To help you have a better understanding, you will want to check out the following information. Why It Is Needed
Car Insurance Tips For Senior Citizens To Keep In Mind
As your age begins to climb into the golden years, you can expect your car insurance premium to follow suit. Seniors in their 60s or older will typically have to pay more for their car insurance because the insurance company will start viewing them as a higher risk. But just because you are getting older doesn't mean you can't figure out some ways to continue saving money. Here are some tips that might help you keep your car insurance quote in check.
3 Tips For Keeping Your Commercial Auto Insurance Premiums Low
When it comes to owning a business, it is imperative that you have the right commercial insurance policies. If you have business vehicles, then commercial auto insurance is one of those policies. Without it, an auto accident liability lawsuit could literally put everything that you have worked so hard for at risk. Here are three tips that will help you minimize risks, lower your auto insurance rates, and make certain that you have adequate protection in the event that you ever need it.
The Insurance Options Necessary For Opening A New Restaurant
If you are realizing your life-long dream of opening up your first restaurant this fall, then it's important you purchase all of the various insurance policies it needs. The business insurance required for a restaurant includes: Workers' Compensation Insurance All restaurants and other businesses who have employees are required by federal law to have workers' compensation insurance policies. This insurance protects your staff if they are injured on the job. Commercial Property Insurance
Tips For Getting Cheap Car Insurance
Car insurance can be costly, so when your budget is tight, you want to get the lowest rate you can without sacrificing good coverage. Rates vary by insurance company, so it's good to shop around. Here are some other things you can do to help you get cheap car insurance. Be A Safe Driver You want to avoid speeding and reckless driving tickets, or your insurance rate will probably go up.
Hire a Public Adjuster to Help You Collect Money from Your Insurance Company
If you have insurance for your home and something has recently happened to the property, such as a flood or even a fire, you may need to file a claim to receive money from the insurance company to cover the cost of the repairs and replacements. However, the paperwork may seem complicated, and you might have concerns about not getting the full amount of cash you currently need to successfully fix your home and get it back into the condition it was in before the difficult situation occurred.
Buying The Right Auto Insurance Policy To Cover Your Needs
If you drive a car, truck, or SUV, you more than likely have dealt with buying auto insurance for your vehicle. In most states, there a minimum coverage requirement that must be met for your car. When purchasing insurance for your car or truck, make sure you understand what you are getting for your money and what the minimum requirements are. Working With An Insurance Agent Working with an insurance agent is an excellent way to get the insurance you need and make sure your coverage meets the minimum requirements for your area.
Do You Need DBA Insurance?
Contract workers fill an important niche when it comes to national security. Many government agencies rely on contract workers to help them accomplish vital tasks. These contract workers must have access to workers' compensation insurance coverage at all times to provide them with financial help in the event of injury. The specialized workers' compensation insurance policies carried by contract companies are often referred to as DBA (Defense Base Act) insurance. Read on to learn if your company needs to have a valid DBA insurance policy in place to protect both you and your employees.