What You Need To Know About SR22 Auto Insurance
If you have had some problems with your driving record, you might have just found out that you will need to obtain SR22 insurance. If this is the case and you do not have a lot of experience with this type insurance, you might not know a lot about it. To help you have a better understanding, you will want to check out the following information.
Why It Is Needed
There are many reasons why your state may have decided that you need to obtain SR22 insurance. You might have one issue that caught the attention of the state or it might have been a compilation of multiple issues that finally resulted in the need for SR22 insurance. Some of the issues that may cause the need for this insurance include:
- Driving without auto insurance
- Multiple tickets within a short amount of time
- Renewal of your driver's license after a suspension
- DWI or DUI
If you receive a letter from the state advising you of the SR22 requirement, there should be an explanation of why they came to this decision and a number for you to call if you have any questions.
How Long You Will Be Required To Have SR22 Insurance
The amount of time you will be required to carry SR22 auto insurance will vary depending on the type of offense and the severity of the issue. It could be one to five years. The letter that you receive in the mail should give you details regarding how long you will be required to have SR22 insurance.
By having a better understanding of what SR22 insurance is and why you need it, you will have an easier time understanding why it is so important to get and why it might cost you more than you are used to paying for auto insurance. Even if your driving mistakes are in your past and you have improved your driving skills since then, you still have to obtain SR22 insurance for whatever amount of time the state has decided is appropriate. Luckily for you, this is not something that you are going to have to have forever. You will eventually be able to return to paying for standard auto insurance, which will come with more affordable prices. Just make sure that you are following the rules of the road and do not break any laws involving your vehicle and your driving.
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